Ok I am not trying to wine but I really need to figure out a way to handle all the stress I am under at the moment. I just got divorced in Feb. so sence then everything is all on me. All the bills in which I have had the pipes in my house freeze, my car is dying so I need to get it fixed I am paying on the pipes issue still plus all the household bills. My ex and I owe in on our taxes but I know he isn26039;t going to send a cent I already got an extension. I begin my MBA on Tuesday because I hate being broke all the time and the only way I can see getting past that is more education. But I also work voll time and I am the Marketing Director, but we just lost our largest client so now not only will I be working my normal 40 hours plus 4 marketing seminars a month that meet in the evening until 10pm but now I will need to begin getting out more to replace this client. Plus my boss just signed my up for 2 - 3 day 8 hours a day seminars that are held over the weekends.
2 days ago2 days ago
OK only a little more, I have also decided to move in 2 months because financially I can26039;t afford this house on my own so I am also packing and going through everything. My ex left everything so there is so much stuff I am just having a really had time how do I do it all?
Firstly, let me say I sympathize with you. Divorce and moving in themselves are extremely stressful and comparable to the stress of death. Money stress is the next biggest stress which it seems you have your fair share of. p分页标题e
There are only two possible solutions for money stress, of which the possibilities are endless. The first solution is to gain more money. The second is to decrease expenses. Let26039;s talk about getting access to more money first.
I see that in order to compensate for money stress you26039;ve decided to further your career in an attempt to earn more money as this seems the only viable option for you. However I26039;m not sure now is the most appropriate time for this decision. Taking on more education when you26039;re already stressed to the max and have been mandatory delegated to seminars through work might not be wisest thing to do right now no matter how badly you want it or think you need it.
Is education the only viable way to earn more money? Are there not perhaps other viable and more creative solutions that might help you earn more?
When was the last time you received a raise? Are you due for one? Is there any possible way you can convince your boss to provide you with an Gain based on most recent performances?
You could take a small bank loan to help you pay off your taxes, you could negotiate a repayment plan with the government after providing a writtten explaination of your circumstances.
Never say no on the behalf of someone else. Let him or her say no instead. You26039;ll never know if you can negotiate unless you ask first and proceed from there. And never assume that just because you already have a loan that a bank won26039;t provide you with a little bit more, providing you ask.
Rethink your sources of money and muster up the courage to seek out willing partners to help you through this critical time.
Are there family members or friends who might be eagerly waiting to help you if you would just ask? You never know unless you ask. Besides, the worst anyone can ever say is no.
Did you know there are people who buy and sell used underwear online?
I know. I know. It sounds gross right? But take a closer look at the principle. For whatever reason, millions of people buy things we regard as useless junk. Ever been to a second hand store lately? p分页标题e
Do you have things lying around that you can sell at a yard sale or on CraigsList or Kijji? Oftentimes what we think is worthless is deemed most valuable to another. Look at everything you own and are willing to part with. Take pictures of your items and list them. You might be surprised to discover just how much your junk is worth.
Okay, so now lets look at ways of decreasing expenses.
To help prioritize your finances you26039;ve decided to downsize from a house to an apartment or less expensive house. Great. This is a good and realistic begin. Are there other ways you can reduce everyday costs?
What about shopping at discount grocery stores and second hand shops? What about haggling at department stores and asking for a reduction of items?
Every penny saved adds up to a significant amount by the end of the month. And who knows, the money you save this month just might pay your telephone bill next month.
Do you eat out a lot? Do you drink? Do you impulsively shop? Do you have a grocery budget or do you spend freely?
What about smoking? Do you smoke? Maybe this would be a good time to quit. First you26039;ll help your health and secondly you26039;ll help your pocket book. Think of the money you26039;ll have to put towards other bills. And if you26039;re a heavy smoker, you just might be able to pay off those taxes you owe.
Now. That all said. Let26039;s talk about what26039;s not being said. Grief. Have you had enough time to grieve the loss of dreams in your life (divorce, selling the house) or are you so busy that you simply haven26039;t had time?
When we keep ourselves busy to the point of burnout we risk entering into a state of depression. Life feels empty without meaning. And the first thing that suffers is our health. I know others have mentioned the idea of exercising, but truthvolly, do you have the time? You26039;ve got yourself on such a tight wire that if you add anything else I26039;m sure it26039;ll be the straw that destroys the camel26039;s back. p分页标题e
But the others here have mentioned something that is extremely vital to your health and circumstances. A proper diet, proper rest and exercise is essential in helping to deal with stress. Do only what you can, otherwise you risk creating more stress and guilt in your life from not having enough time.
This is a very difficult time for you and you need to be very careful in the decisions you make for what you decide today will have long lasting implications and effects on the rest of your life.
Look for little ways to relax. Stretch in between boxes. Stretching is even more important to your health right now than physical exercise. Give yourself spot massages and allow yourself a foot soak in warm sea salt water every night. Not only will it help you relax but it26039;s good for your digestive system and helps you sleep more soundly. Don26039;t forget to stretch your back, neck and shoulders at your desk. And stretch often, every fifteen minutes if possible. Most stress tends to build in the muscles around these areas and can lead to tension headaches and irritability.
Breathe. And breathe deeply. Constantly keep in close contact with your breath and your body. Do a body scan every half hour and seek out areas that are tense. Stretch those areas or make a conscious effort to relax with your breath by breathing deeply into that area.
Find a trusted and mature friend or companion with whom you can vent, cry or talk to. Or journal the worst of your thoughts and afraids to help empty negative energy from your body. Never ignore your mental or emotional health, otherwise it26039;ll manifest as a physical illness.
Walk whenever you can even if it26039;s only from the parking lot to your office or from your car to the front doors of the supermarket. Walking almost always helps reduce stress.
I hope some of this helps. All the no1 to you on this difficult journey. And just remember, this also shall pass. It might take some time but this also shall pass.p分页标题e
There are only two possible solutions for money stress, of which the possibilities are endless. The first solution is to gain more money. The second is to decrease expenses. Let26039;s talk about getting access to more money first.
I see that in order to compensate for money stress you26039;ve decided to further your career in an attempt to earn more money as this seems the only viable option for you. However I26039;m not sure now is the most appropriate time for this decision. Taking on more education when you26039;re already stressed to the max and have been mandatory delegated to seminars through work might not be wisest thing to do right now no matter how badly you want it or think you need it.
Is education the only viable way to earn more money? Are there not perhaps other viable and more creative solutions that might help you earn more?
When was the last time you received a raise? Are you due for one? Is there any possible way you can convince your boss to provide you with an Gain based on most recent performances?
You could take a small bank loan to help you pay off your taxes, you could negotiate a repayment plan with the government after providing a writtten explaination of your circumstances.
Never say no on the behalf of someone else. Let him or her say no instead. You26039;ll never know if you can negotiate unless you ask first and proceed from there. And never assume that just because you already have a loan that a bank won26039;t provide you with a little bit more, providing you ask.
Rethink your sources of money and muster up the courage to seek out willing partners to help you through this critical time.
Are there family members or friends who might be eagerly waiting to help you if you would just ask? You never know unless you ask. Besides, the worst anyone can ever say is no.
Did you know there are people who buy and sell used underwear online?
I know. I know. It sounds gross right? But take a closer look at the principle. For whatever reason, millions of people buy things we regard as useless junk. Ever been to a second hand store lately? p分页标题e
Do you have things lying around that you can sell at a yard sale or on CraigsList or Kijji? Oftentimes what we think is worthless is deemed most valuable to another. Look at everything you own and are willing to part with. Take pictures of your items and list them. You might be surprised to discover just how much your junk is worth.
Okay, so now lets look at ways of decreasing expenses.
To help prioritize your finances you26039;ve decided to downsize from a house to an apartment or less expensive house. Great. This is a good and realistic begin. Are there other ways you can reduce everyday costs?
What about shopping at discount grocery stores and second hand shops? What about haggling at department stores and asking for a reduction of items?
Every penny saved adds up to a significant amount by the end of the month. And who knows, the money you save this month just might pay your telephone bill next month.
Do you eat out a lot? Do you drink? Do you impulsively shop? Do you have a grocery budget or do you spend freely?
What about smoking? Do you smoke? Maybe this would be a good time to quit. First you26039;ll help your health and secondly you26039;ll help your pocket book. Think of the money you26039;ll have to put towards other bills. And if you26039;re a heavy smoker, you just might be able to pay off those taxes you owe.
Now. That all said. Let26039;s talk about what26039;s not being said. Grief. Have you had enough time to grieve the loss of dreams in your life (divorce, selling the house) or are you so busy that you simply haven26039;t had time?
When we keep ourselves busy to the point of burnout we risk entering into a state of depression. Life feels empty without meaning. And the first thing that suffers is our health. I know others have mentioned the idea of exercising, but truthvolly, do you have the time? You26039;ve got yourself on such a tight wire that if you add anything else I26039;m sure it26039;ll be the straw that destroys the camel26039;s back. p分页标题e
But the others here have mentioned something that is extremely vital to your health and circumstances. A proper diet, proper rest and exercise is essential in helping to deal with stress. Do only what you can, otherwise you risk creating more stress and guilt in your life from not having enough time.
This is a very difficult time for you and you need to be very careful in the decisions you make for what you decide today will have long lasting implications and effects on the rest of your life.
Look for little ways to relax. Stretch in between boxes. Stretching is even more important to your health right now than physical exercise. Give yourself spot massages and allow yourself a foot soak in warm sea salt water every night. Not only will it help you relax but it26039;s good for your digestive system and helps you sleep more soundly. Don26039;t forget to stretch your back, neck and shoulders at your desk. And stretch often, every fifteen minutes if possible. Most stress tends to build in the muscles around these areas and can lead to tension headaches and irritability.
Breathe. And breathe deeply. Constantly keep in close contact with your breath and your body. Do a body scan every half hour and seek out areas that are tense. Stretch those areas or make a conscious effort to relax with your breath by breathing deeply into that area.
Find a trusted and mature friend or companion with whom you can vent, cry or talk to. Or journal the worst of your thoughts and afraids to help empty negative energy from your body. Never ignore your mental or emotional health, otherwise it26039;ll manifest as a physical illness.
Walk whenever you can even if it26039;s only from the parking lot to your office or from your car to the front doors of the supermarket. Walking almost always helps reduce stress.
I hope some of this helps. All the no1 to you on this difficult journey. And just remember, this also shall pass. It might take some time but this also shall pass.p分页标题e